No Win No Fee Accident Solicitors
About No Win No Fee Accident Solicitors
Obtaining compensation for an injury sustained in a car accident that was not your fault is your legal right, and it is only fair that you seek recompense for your injuries and that you recover any funds that you have had to spend as a result. Our No Win, No Fee accident solicitors have a high success rate, and in the majority of cases can obtain a settlement for damages without the need to go to court. In cases where this is not possible, our experience in car accident compensation claims will give you the maximum chance of success, and of being awarded the compensation to which you are entitled.
We believe that making a claim for compensation should not require you to spend any money, and while this is the case with a successful claim, as with any No Win, No Fee accident solicitors you will be liable to pay costs as stipulated by UK claims legislation should your claim prove to be unsuccessful. Although our success rate is high, we believe that our clients should be aware of the financial implications should a claim prove to be unsuccessful. Our No Win No Fee solicitors believe in total transparency about the claims process, and do not want clients to think that making a claim for compensation is an easy process, nor that making a claim for compensation is totally free should it not succeed.
You will no doubt have seen advertisements in the press and on television from no win no fee accident solicitors and claims companies which seem to suggest that if you make a claim for compensation on a No Win No Fee basis and are unsuccessful, that it will not cost you a penny in legal fees. Strictly speaking this is correct - you will not pay any No Win, No Fee accident solicitor´s fees - but we feel that such claims are misleading and suggest that unsuccessful claims will cost the claimant nothing. This is not the case no matter who you use to pursue a claim for compensation.
You should never dismiss the idea of making a claim because it is not a totally free process, and should always seek independent legal advice about making a claim so that you can make an informed decision on whether it is worth your while.
Losing a Case Pursued By No Win, No Fee Accident Solicitors
No Win, No Fee accident solicitors do not charge their clients even a penny for their legal services should the claim prove to be unsuccessful; however under UK law any unsuccessful claimant is liable for the legal costs of the defence. A court will stipulate that the defence's legal costs are kept to a reasonable level and are not extortionate, and a judge may cap the legal costs that the claimant is liable to pay. Even so, the legal fees charged by the defence can be considerable.
The loss of a case will not just involve third party legal costs, but also any costs incurred by your own solicitor while he is pursuing your case. During the claim process there may be costs incurred by No Win, No Fee accident solicitors called disbursements.
Disbursements are any charges which are incurred by your solicitor during the claims process, and include the costs of obtaining medical reports, the costs of using expert witnesses and any court costs. In some cases you may not be liable for these costs, but this must be checked before a claim is initiated with No Win No Fee accident solicitors as, once you have instructed a solicitor to act on your behalf, you will be liable for these costs. If your case is successful these disbursement expenses will be included in your solicitor´s fees and paid by the defence's insurance company.
No Win, No Fee Accident Solicitors and After the Event Insurance
Before No Win, No Fee accident solicitors take on your case they should clearly explain the costs associated with making a claim. Some solicitors may assume that you have read and understood their terms and conditions, and that you are aware of the costs that you will be liable for should your claim prove to be unsuccessful. However, many claimants do not fully consider their liabilities and only ask about the fees that are applicable when the case is won. After all, No Win No fee solicitors sound like they will be totally free if the cases is unsuccessful and this is perfectly understandable.
No Win, No Fee accident solicitors may be up front about their own fee arrangements, but they should also advise you about protecting against a potential loss. Even though you may be liable for costs and third party legal fees in an unsuccessful compensation claim, it is possible to protect yourself against having to pay these costs by taking out an insurance policy.
Most people have some form of insurance policy which may cover third party legal costs in any unsuccessful claim for compensation. In car accident compensation claims this is usually the motor insurance policy, although it could also be a home contents insurance policy. With car accident claims, No Win, No Fee accident solicitors will be aware that you have motor insurance, and that this should cover third party legal costs should the claim prove to be unsuccessful; however it is of paramount importance to check your policy carefully to determine the level of legal expenses cover that you have, and the terms and conditions under which your insurance will pay out.
It is best to have No Win, No Fee accident solicitors check your policy to make sure that the small print does not hold any nasty surprises. Legal documents can be confusing to anyone who has not studied law. Even if cover is provided, it does not necessarily mean that it will cover all costs associated with an unsuccessful claim, and an additional After the Event insurance policy is always a wise choice.
Our No Win, No Fee accident solicitors advise clients that even with strong claims for compensation that they should consider taking out an After the Event insurance policy to provide cover should the claim be unsuccessful. The cost of the insurance premiums can be added to any claim for special damages in the event of a successful resolution to the claim, and the defence's insurance company will be required to pay this cost.
Winning a Claim with No Win, No Fee Accident Solicitors
Naturally No Win, No Fee accident solicitors require payment for their service in the event that a claim for compensation is successful, and the rates charged will vary from solicitor to solicitor. These should be discussed with No Win, No Fee accident solicitors before you enlist their services. No Win, No Fee accident solicitors will also charge a success fee in addition to their standard charges when a case is won. Success fees can vary too, and while UK laws state that No Win No Fee accident solicitors can charge up to 100% more than their standard fees, most No Win, No Fee accident solicitors will charge a success fee which is usually represents a premium of up to 30% for accepting a personal injury claim there is a chance they will lose.
Can No Win, No Fee Accident Solicitors Be Used in Any Compensation Claim?
Since No Win, No Fee accident solicitors will not be paid any legal fees if they are not successful, you will find that not all claims for compensation are eligible for No Win No Fee legal representation, and that it is usually only strong cases that qualify. Although many solicitors and claims companies may give the impression that they can take all claims, this is certainly not the case. Only after No Win, No Fee accident solicitors have assessed your case, determined that you are eligible to claim compensation, and fully assessed your injuries and the circumstances of the accident will they be able to offer a No Win No Fee service. This does not mean that in weak cases that you cannot use a solicitor, just that an alternative payment structure may apply.
Contact Us About Our No Win No Fee Representation
Our No Win No Fee solicitors are highly experienced in obtaining compensation in car accident claims, and will be happy to assess your eligibility to claim compensation for your injuries. We will talk to you about your injuries and the circumstances which led to the accident, and will advise you about our No Win No Fee service - including the fees and charges you will be liable for under all eventualities. Should you qualify for No Win No Fee representation we will be able to advise you on taking out insurance to protect you against third party defence costs, and will tell you the next steps you must take in order to issue proceedings and commence your legal claim to compensation.
Our No Win, No Fee accident solicitors have a strong success rate and help clients to obtain the maximum possible compensation settlement to which they are entitled. They will make every effort to force a settlement at an early stage to avoid taking your case to the courts, but are experienced in litigation should this not be possible. You are under no obligation to proceed with a claim should you be eligible for our No Win No fee service, and do not need to make a decision straightway. We recommend that you take time to think about the information that our solicitors provide you with before deciding to pursue compensation for your injuries and whether “No Win, No Fee” representation is your best course of action.